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Understand and improve your credit score
By admin on August 30, 2010  |  Comments 0

Understand and improve your credit score

What is credit score? Every time you request to be considered for a loan, a credit card or even a car insurance, any responsible lender would want to know that you can comfortably afford to manage repaying what you will be borrowing, so they calculate a credit score that helps them predict your likely behaviour. In order to do this, they use information from two main sources:  your credit application form and your credit report. [...]

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GetCreditZone

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Airline Credit Cards guide

Airline Credit Cards guide

Do you spend much money on travel and flights? Get Credit Zone looks at airline credit cards that give you airmiles for spending cash. Read our free and independent guide, compare all UK credit cards at our comprehensive table below and find out the best airline credit card that suits your financial and travel needs. If you spend most of your money on plastic and travel extensively, you may be tempted by an airline credit card, [...]

Airline Credit Cards

Find out which airline credit card suits your financial and travel needs best. Our table has information on typical APR, reveals how many airmiles you can collect depending on what you spend, and gives you information about annual fees, introductory offers and details of any extra benefits.

Guide to ISA

What are ISAs? A cash Individual Saving Account (ISA) is just like a normal savings account – you can take cash out whenever you want, the only difference is that the interest is not taxed. Individual savings accounts (ISAs) were introduced in April 1999. They are effectively a tax wrapper within which you can hold a range of different investments. The big advantage of ISAs over standard savings vehicles is that returns are tax free – gains on [...]

Top savings accounts

This guide will help you find the best savings accounts in UK. Whether you are saving for a rainy day, for a holiday or for a big-ticket item such as a car, it makes sense to seek out the best possible interest rate. Making your money work as hard as possible for you will enable you to reach your goal sooner and will also prevent inflation devaluing your savings. How safe are your savings? Bank [...]

Identity Theft costs UK £2.7bn every year

Identity Theft costs UK £2.7bn every year

Almost two million people fall victim to identity fraud every year – costing the UK £2.7bn, according to a report. The National Fraud Authority (NFA) found that criminals gain an average of £1,000 in credit or benefits for each name they steal. The NFA said criminals steal more than £1.9bn while around £800m is spent every year attempting to detect and prevent the crimes. The authority said thieves often try to obtain genuine documents like [...]

Loan insurance – PPI

Payment Protection Insurance (PPI) has its place when you apply for a loan. It is seen by many as a welcome comfort. Is it suitable for you?   What is PPI? You pay a monthly premium, and then your loan repayments are covered, usually for a year, if you are unable to work due to accidents, sickness or involuntary unforeseeable unemployment. Some also include full repayment if you die, swhich is something convenient for your [...]

Debt problems guide

This is a step-by-step guide to assit you in dealing with your debt problems. There are no unsolvable debt problems. It might not be easy or quick, but there is always a route. As debts are urgent, they compound rapidly over time, and can speedily spiral into trouble, the earlier you take them on, the easier they are to deal with.  If you are in debt and finding it hard to cope, it is important to deal [...]

Credit Unions

What exactly are Credit Unions? Credit unions are financial co-operatives owned and controlled by their members. They are small non-profit financial organisations set up by people with something in common, to benefit their community. That common factor may be living in the same town, working in the same industry (e.g. the Police Credit Union) or belonging to a particular trade union. Roughly 500 credit unions have emerse to offer loans, savings and current accounts to their [...]

Secured loan

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Super balance transfers to your account

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